Across retail, SME and wholesale credit. An outcomes-based view of the work we cover, end to end. From prospecting and origination, through underwriting and credit decisioning, into portfolio and limit management, and through to collections, recoveries and workout. The cross-cutting disciplines of model risk, expected credit losses, capital management, stress testing, and risk data and reporting run across every stage, alongside the adjacent capabilities for executive decision support beyond credit.
We partner with institutions across the credit-issuing ecosystem in Africa, from heritage banks to digital-first lenders.
Our institutional footprint is rooted in three economies that are bellwethers for African credit. We work with clients here directly, and through them reach portfolios across the wider continent.